What Makes Us Different?
Hold the nationwide professional insurance brokerage and agency licenses in China.
Given that the Chinese insurance intermediary market is a strictly regulated, CUIS is among a limited group of professional insurance intermediary firms to obtain both the nationwide insurance brokerage and agency licenses from the China insurance regulator (CIRC) to set up branch offices across Mainland China and conduct insurance agency businesses.
Able to design and develop customized insurance products.
PFA is one of a selected few re-insurance brokers with actuarial expertise, granting CUIS speed-to-market achieved through in-house design, development, and distribution of tailored insurance products that are customer and market focused.
Focus on long-term life insurance products to generate steady income.
Revenues of CUIS are primarily generated from the commissions derived from the sale of long-term life insurance products underwritten by insurance companies. Once we sell a life insurance policy with a periodic premium payment schedule, we will be able to receive stable commission and fee incomes from that policy for an extended period of time, sometimes up to 25 years.
Systematic and structuralized talent training and development programs.
CUIS has devoted substantial resources and efforts to our training programs every year. Our Taiwanese subsidiary, Law Broker, is the only institution to receive Taiwan Insurance Excellence Award, a government-granted award, in the Talent Training category for seven consecutive terms, outperforming large financial and insurance institutions.
A team of dedicated and professional claim advocates.
The true value of a policy is apparent when a claim arises. Besides serving as professional advisors, matching our clients with the right insurance policies, we also function as claim advocates. Our seasoned claim advocacy team has, in numerous cases, reversed seemingly impossible situations and turned them into favorable outcomes for clients. Moreover, we also differentiate by leveraging our strong carrier relationships to negotiate better outcomes for our clients.
Evenly distributed age group in sales force and low sales force turnover compared with the industry average.
Our sales force can be evenly divided into three age groups, Millennials (Age 19-34), Generation X (Age 35-55), and Baby Boomers (Age 56-69). This unique composition helps create an environment that is rich with experience and maturity as well as youthful enthusiasm. Since sales work requires knowledge and experience, a mixed-age workplace gives sales agents opportunities to teach, share and learn from one another. In an industry notorious for high personnel turnover, our turnover is below industry average, preventing us from being negatively affected by turnover-induced disruptions.